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"Ohio Chapter 13"

Restructure of debts according to 11 U.S.C. 1301, et seq., through the federal court system. All Ohio Chapter 13 cases must be filed in federal court. Additionally, debtors must maintain a regular income and be capable of making monthly payments. Ohio bankruptcy plans require turn-over of all disposable income.

11 U.S.C. §109(e) "Only an individual with regular income that owes, on the date of the filing of the petition, noncontingent, liquidated, unsecured debts of less than $250,000 and noncontingent, liquidated, secured debts of less than $750,000, or an individual with regular income and such individual's spouse, except a stockbroker or a commodity broker, that owe, on the date of the filing of the petition, noncontingent, liquidated, unsecured debts that aggregate less than $250,000 and noncontingent, liquidated, secured debts of less than $750,000 may be a debtor under chapter13 of this title." (ed - Limits are now higher).

Most Courts across the county, including Ohio bankruptcy Courts, require all cases to be filed electronically. Electronic filing includes online submission and filing by diskette at the clerk's office. On 03-15-04 the Ohio Bankruptcy Court for the Northern District issued the following order: "Notice to Attorneys Concerning Paper Filings: Any Attorney wishing to file a new petition or other document on paper, under circumstances that are not governed by one of the exceptions to mandatory electronic case filing set forth in Amended General Order 03-1, shall initially file a motion for leave to file on paper. The motion, which may be filed via the mail or over the counter, shall be accompanied by an affidavit and proposed order. The affidavit shall set forth the specific reasons that the filing cannot be made electronically."

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Chapter 7 & Chapter 13 requirements under Ohio bankruptcy laws, including court information and instructions for Akron, Canton, Cincinnati, Cleveland, Columbus, Dayton, Lorain, Parma, Toledo, and Youngstown, plus state and county bar association lawyer referral programs for Ohio bankruptcy lawyers, directory referrals, law firm listings, and attorney fee guidelines. Ohio Bankruptcy Laws, Courts & Lawyers | ©Copyright  1998 through 2005, All Rights Reserved.

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