"Ohio Chapter 13 Information"

Basic Chapter 13 information and forms are available from Ohio bankruptcy courts. Be aware that official instructions provided by the court are significantly different that personal legal advice. Typically the determination of "disposable income" is fertile ground for creditor objections. Amendments to regulation of Ch. 13 payments are now pending before Congress. In particular, these pending amendments incorporate a universal standard for living allowances, rather than allow judges discretion to adjust payments for the needs of individuals.

Most Courts across the county, including Ohio bankruptcy Courts, require all cases to be filed electronically. Electronic filing includes online submission and filing by diskette at the clerk's office. On 03-15-04 the Ohio Bankruptcy Court for the Northern District issued the following order: "Notice to Attorneys Concerning Paper Filings: Any Attorney wishing to file a new petition or other document on paper, under circumstances that are not governed by one of the exceptions to mandatory electronic case filing set forth in Amended General Order 03-1, shall initially file a motion for leave to file on paper. The motion, which may be filed via the mail or over the counter, shall be accompanied by an affidavit and proposed order. The affidavit shall set forth the specific reasons that the filing cannot be made electronically."

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